Xero vs Zoho Books pricing

Both tools are in ERP and accounting systems. Prices are exactly as sourced, with the date we checked them. We never estimate a price we cannot source.

	Xero	Zoho Books
Label	List price	List price
Price	$27 to $97/mo	Free; $15 to $50/org/mo
Pricing model	Monthly plans	Per org per month
Source	xero.com	zoho.com
Checked	2026-10-16	2026-10-16
Full price text	Early $27 per month; Growing $59 per month; Established $97 per month (intro: 80% off first 3 months)	Free $0; then $20/$15 and $50/$40 Price/Org/Month tiers (monthly/annual)
Estimator	Xero cost estimator	Zoho Books cost estimator
Tool page	Xero overview	Zoho Books overview

What drives cost

Xero

Pricing model: Monthly plans.
Early $27 to Established $97/month (intro discounts ignored).
Published on the vendor's own pricing page.

Zoho Books

Pricing model: Per org per month.
Free to $50/org/month (monthly billing).
Published on the vendor's own pricing page.

Xero estimate

Zoho Books estimate

Estimates are not quotes. Formulas and sources: pricing_models.json. Paid one of these? Tell us what you paid for Xero or Zoho Books.